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Commercial Mortgage Expertise

At HuronMortgages.ca, we don’t just offer lending, we structure outcomes. With over $600+M in structured deals and deep, C-suite level experience in commercial development, we guide projects through every phase of the real estate cycle, from acquisition to construction to stabilization.

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Construction Loans

From site servicing to final buildout, we offer flexible loan structures for a range of development types:

Purpose-Built
Rentals

Including CMHC-backed solutions

Mezzanine Financing
& Equity JVs

Bridge gaps in capital stacks

Low-Rise
Residential

Subdivisions, townhomes, and servicing loans

Retail, Industrial,
Office Projects

From plazas to logistics hubs

High-Rise
Residential

Condos, rentals, and towers

Land Financing

We arrange strategic funding for a broad spectrum of land assets, helping developers and investors acquire and hold properties with strong potential.

Zoned
Land

Commercial, Residential, Retail, and Industrial

Unzoned
Land

With strong development upside

Future
Sites

Long-horizon opportunities (5+ years)

Land Banking Portfolios

Long-term strategic holdings

Commercial Mortgage Solutions

We provide custom mortgage solutions across a range of asset classes and industries:

Purpose Built Rental Apartments

Stable, income-generating residential assets with financing up to 75% loan-to-value. Ideal for both small (1–4 units) and large (5+ unit) complexes.

Standalone Commercial Buildings

Versatile retail and service-based properties. Commercial plaza mortgages available up to 75% loan-to-value.

Large Industrial Warehouses

Industrial and logistics properties supported with mortgages up to 75% loan-to-value. Structured for growth and operational stability.

Gas Stations & Service Centers

Essential service sites with strong revenue streams. Tailored financing options for acquisition or refinancing.

Office Campuses

Flexible financing solutions for professional environments, with office mortgages up to 75% loan-to-value.

Retirement Homes & Assisted Living Facilities

Specialized residential care properties, financed to balance regulatory requirements with long-term income stability.

Why Huron Mortgages

Choose Huron Mortgages for clear advice, not jargon; financing strategies shaped by hands-on development experience; and a relationship-first approach built on integrity. Led by Mathew, we bring practical insight from complex commercial and construction deals to everyday residential needs—serving clients across Ontario with transparent guidance from first conversation to funding and beyond.
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Our Process

We keep the path clear and strategic—from first conversation to long-term success—so you always know what’s happening, why it matters, and how each decision moves you closer to your goals.

Assessment

We map your goals, budget, timeline, and risk profile. Then we review income, credit, and documents to surface constraints and outline viable options-so you can choose with confidence.

Structured Financing

We architect the right solution—product, term, fixed/variable mix, amortization, and prepayment privileges—then package and negotiate with lenders to secure competitive terms aligned to your strategy.

Growth

After funding, we stay proactive with rate monitoring, renewal planning, equity strategies, and portfolio optimization -keeping your mortgage working for your next milestone.

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