Blogs
Sunday Dock Read – Commercial Labor Day Edition
Developer Secured for $52 Million Affordable Housing Project in Cambridge The regional council has formally approved a new developer for an upcoming affordable housing project in Cambridge. Affordable Housing Project Set to rise at 589…
Sunday Dock Read – Labor Day & Looking Forward
Why This Fall Is The Optimal Time To Buy As anticipated in previous Sunday Dock Reads, another rate drop is expected this Wednesday. For those tracking mortgage rates this week, you may have noticed a…
Sunday Dock Read Interest Rates Drop – First Time Home Buyers Get Help
First time home buyers get help. In recent years, the landscape of mortgage options in Canada has shifted significantly with the resurgence of 30-year mortgage amortizations.
Sunday Dock Read – Canada Day! & Is Refinancing the New Renewal?
Prepare for your Renewal as if it was a Refinance. Consider these strategies when considering the best options for you when renewing your homes mortgage: Refinance to consolidate debt, Refinance and extend your…
Sunday Dock Read – Interest Rates Drop?!, Capital Gains Swell, Northern Lights Amaze!
Let’s continue evaluating the relevant factors impacting the Bank of Canada’s June 5th Monetary Policy (Interest Rate) announcement. Let’s identify and evaluate the major factors and relative indices that will impact the Bank of Canada’s…
Sunday Dock Read – Capital Gains, Budget, Reader’s Questions
This Sunday Dock Read – New Capital Gains Changes Announced in Canadian 2024 Budget. More Federal Budget Announcements Aimed at the Canada’s Housing Market. 4 Mortgage Questions from our Audience.
Sunday Dock Read – All Things Residential & Happy Easter 2024!
This Sunday Dock Read – Happy Easter! Let’s explore all things residential, house prices declining?, what are the interest rates predictions as of April 10th, 2024?…
Sunday Dock Read – On A Monday (Again) – Exciting Canadian Real Estate & Housing Market Updates
Happy Family Day everyone! Whether young or old; near or far our wonderful families make us who we are. It’s been some time since I last put together a Sunday Dock Read, and there’s a…
Top 5 Guidelines For Purchasing A Residential Property In 2024
Today’s topic is about the sequence of events that occur immediately after your real estate offer gets accepted; the time between the day you get your offer accepted and when you actually make it firm…
Benefits & Drawbacks of Basement Apartments from the Landlord’s Perspective
So what really are the benefits and drawbacks of basement apartments from the Landlord’s perspective? Renting out your basement is an enticing option for those of us in a market that have a very low…
Sunday Dock Read: Best Renewal Strategies in a High Interest Economy 2023
The current interest rate climate has undergone significant changes compared to a year ago, necessitating a new approach for mortgage brokers and their clients during renewals. The rapid rise in the overnight rate, from 0.25%…
Sunday (or Monday) Dock Read: Ottawa, Fixed Rates, and Digital Nomads
Breaking through a significant barrier, the Government of Canada’s 5-year bond yield soared above 4% on Friday, a threshold that often influences 5-year fixed mortgage rates. This level is viewed as a key resistance point…
Sunday Dock Read: Is it Still Worth it to Buy a Home in Today’s Market? (Spoiler, YES, it is)
When I was getting started in Real Estate, a wise relative of mine shared with me ‘God’s not making any more Land’. I suspect that was in 2005 when I first started in Commercial Real…
Sunday Dock Read: Checking Under the Hood of my Interest Rate
Purchasing a home is a significant investment that often requires a mortgage, which involves paying a substantial amount in interest over time. Understanding the factors that determine the interest rate on your mortgage is crucial,…